HOME LOAN

 

  1. Doorstep service
  2. Attractive interest rates
  3. Convenient loan disbursement process
  4. Simplified documentation
  5. Insurance options to cover your home loans at attractive premium
  6. Quicker turnaround time

The financial eligibility depends on an individual’s repayment capacity and is based on the following factors:

  1. Monthly or annual income
  2. Source of income
  3. Savings and credit history
  4. Work experience
  5. Age
  6. Qualifications
  7. Number of dependents
  8. Probability of the individual continuing in the same occupation
  1. Doorstep service
  2. Attractive interest rates
  3. Convenient loan disbursement process
  4. Simplified documentation
  5. Insurance options to cover your home loans at attractive premium
  6. Quicker turnaround time
  • FOR SALARIED INDIVIDUAL

    Job Continuity Proof: Any One from the following:-

    • Current Job Appointment letter (if it is less then 1 year)
    • Experience Certificate (including your previous job certificate or appointment and relieving letter)
    • Latest passport size photo

    Income Proof:-

    • Last 2 months salary slip
    • FORM-16 (Last 2 years)
    • Last 6 months bank statement where the salary has been credited
    • Last 12 month personal loan statement (In case of balance transfer)
  • For Self Employed

1.  Pan card (individual / firm / company)

  • Pan card (individual / partners / directors )

2. Residence  Address Proof: Any One from the following:-

  • Property Documents
  • Utility Bills / passport copy/ Adharacard / Driving licences/ Voter card ( any One )

3. Office Address Proof: Any One from the following:-

  • Property Documents
  • Utility Bills
  • Any  registration of (indusial/firm/company)

4. Office / Residence Ownership Proof (if any): Any One from the following:-

  • Property Documents
  • Maintenance Bills
  • Electricity Bills

5. Business Existence Proof Any One from the following:

  • Shop Establishment Act
  • Any Tax Registration Copy
  • Company Registration license
  • Company MOA& ROC return
  • Partnership Deed ( if partnership firm )

6. Income Proof:-

  • Latest 3 years Income Tax Returns including Computation of Income, Profit and Loss Account, Balance Sheet, Audit Report, etc.,
  • Last 12 months bank statement current / limit.

7. Required Documents for Balance Transfer (Existing Bank):-

  • Foreclosure letter from the bank.
  • Loan statements